Conforming Fixed
Options that allow for up to 3% down.
Smaller down payments and expanded qualifying ratios. We can lend down to a 500 FICO score on FHA.
Vacant Land
Options that allow for as little as 10% down.
Jumbo Loans
Low rate options for loan amounts up to $3 million.
Home Ready & Home Possible
97% financing with reduced mortgage insurance for qualified borrowers.
Financing for the construction of a new home with as little as
5%* down.
Zero Down Payment Options
0% down payment option for the first-time and repeat home buyers.
Common Sense Portfolio Programs
Flexible programs and options for loans that don’t fit “in the box”.
Non Warrantable Condominium
Financing for newer condo projects that do not meet conventional guidelines.
Financing for qualified borrowers who have had a financial hardship such as a short sale or BK.
NON QM Loans
Rather than using cash for a down payment apply it towards a lower interest rate and shorter loan term.
Renovation Programs
Streamline renovation loans that allow for the purchase and rehab for a home.
Home Equity Loans
Closed-end 2nd mortgages and lines of credit available as stand alone products or in combination with a 1st mortgage and a combined CLTV of up to 95%.
Home financing for established professionals for as little as 3% down without monthly mortgage insurance.
Doctor Loans
Practicing Physicians may qualify for $0 down and no mortgage insurance.
Downpayment Assistant Programs
Options available to assist with down payment and closing costs for qualified borrowers.

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We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 3446
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. 
Handshake Home Loans Licensed In: NMLS# 1766673 AL-23054 | AZ–0949216 | CA–60DBO96019 | CO–1766673 | FL–MBR2776 | GA – 1766673 | MN-MO-1766673 | MI-FL0023504 | OR–1766673 | TN–160638 | TX-1766673 | VA–MC6883
Corporate Address: 6424 E Greenway Pkwy Suite 125, Scottsdale, AZ 85254

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